Rates & Coverage

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Rates & Coverage

Current Health Insurance Premiums

The Plan offers two coverage choices for active employees, COBRA participants and non-Medicare eligible retirees: Base Coverage and Select Coverage. Each coverage type is independent of the other.

An employee may choose Base Coverage or Select Coverage at initial enrollment. If timely application is made and the appropriate premium amount is paid, the effective date of coverage for the employee and any eligible dependent(s) begins the first day of employment. If an employee does not enroll or if he waives coverage within 31 days of employment, application may be made only during an open enrollment or special enrollment period.

  • The State pays 100 percent of the active employee premium for employees enrolled in Base Coverage.
  • All employees enrolled in Select Coverage pay a portion of their active employee premium.
  • Horizon employees pay $38 per month for employee only coverage.
  • Legacy employees pay $20 per month for employee only coverage.

 

An employee who was initially employed before January 1, 2006, is a Legacy Employee. An employee employed on or after January 1, 2006, who was ever a full-time employee of a community/junior college, public library, public school district, State agency or university before January 1, 2006, is also considered a Legacy Employee. An employee initially employed on or after January 1, 2006, is a Horizon Employee.

 

View the following links for information on coverage, rates for retiree life insurance, and a medical claim form. 


Federal Notices and Summaries of Coverage


If you still have questions about your coverage, send us an email at KnowYourBenefits@dfa.ms.gov.

 


Click here to go to Blue Cross & Blue Shield of Mississippi to view health benefits and claims, and Minnesota Life coverage and beneficiary information.